BEFORE THE FIRST SHOWING
Free Buyer’s Guide
10 key points. One clear page.
Short explanations to help you connect your budget, the property and the decisions ahead. Keep your must-haves and moving timeline in view as you prepare for the search.
Explore California search guidesTHE BUYING JOURNEY
One decision
at a time.
Your exact sequence depends on the property, contract, lender, and timing. Use these checkpoints to keep the next question visible.
- 01
Set the search
Bring your preferred locations, property needs, timing, and financing questions. Keep your budget connected to total ownership costs.
- 02
Prepare the financing conversation
Ask what a lender has reviewed, what remains conditional, and which documents belong in a secure application channel.
- 03
Evaluate the property and offer
Review condition, available disclosures, price evidence, contingencies, dates, and costs with the appropriate professionals.
- 04
Work through due diligence
An inspection examines condition; an appraisal addresses value. Track both, along with financing and contract deadlines.
- 05
Review the closing and move
Confirm final documents, cash instructions through a trusted channel, possession timing, and the practical move-in plan.
GOOD QUESTIONS, EARLY
Know what
each step tells you.
Does a preapproval guarantee financing?
No. Lenders use prequalification and preapproval differently, and letters rely on assumptions and conditions. Ask what has been verified and what could change before closing.
Is an appraisal the same as an inspection?
No. An appraisal is a value opinion. An independent inspection helps you understand physical condition and possible repairs. They answer different questions.
What should I budget beyond the down payment?
Discuss closing costs, taxes, insurance, any association dues, maintenance, utilities, moving, and a reserve. Get property-specific figures rather than relying on a headline payment.

